South Indian Bank: 361 days to less than 3 years: Less than Rs. 2 cr: 5.50 - Union Bank of India: 556 Days to 3 Years: Less than Rs. 2 cr: 5.40 - State Bank of India (SBI) 5 years and upto 10. Bank of India offers 0.50% higher FD interest rates for senior citizens than for the general citizens for minimum deposit of INR 5000. Premature Withdrawals of Bank of India Fixed Deposit. Bank of India provides the facility of premature withdrawals but they charge the following penalty for the same.
Best Bank Deposit Rates In India
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Interest Rates - Deposit
Interest rates effective from 15/12/2020 (Percentage per Annum) | ||||||||||||||||||||||||||||
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Interest is calculated on daily product basis and is credited on quarterly basis in the months of April, July, October and January every year. | ||||||||||||||||||||||||||||
Saving Bank deposits rates w.e.f. 31.03.2020 |
On balance upto & including Rs. 25.00 lakhs | 3.00% p.a. |
On balance above Rs. 25.00 lakhs |
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